Cyber Insurance – Does Your Business Have Enough?
The amount of damage caused by cyber-attacks over the last two years has increased by 387% 1. The FBI’s Internet Crime Complaint Center (IC3) reported 466,501 victims of cybercrime in the U.S. for 2021 alone, many of them businesses 2. And due to the nature of cybercrime and the difficulty of recovery, businesses can fail after an … Continued
The Importance of Creating a Will
Your last will and testament, aka your will, is a legal document that lays out how you want to distribute your assets and possessions after your death. If you die without a will, known as intestate, the distribution of assets, as well as the guardianship of any minor children, will be decided by a probate … Continued
4 Ways to Keep Your Money Safe Online
Much of our lives have moved online, which makes it more important than ever to be cautious and look out for scams. When it comes to online shopping, banking, bill pay, charitable donations, and other online activities involving money, scammers will always be out there trying to trick you out of your hard-earned cash. Here’s … Continued
Creating a Holiday Gift-Giving Budget
Holiday shopping season is around the corner, and this year, perhaps more than ever, creating a shopping and budget plan in advance can be key to curbing your spending during times of high inflation. As WRAL of Raleigh points out, “People are recalculating how much they can spend on gifts and spreading out their Christmas … Continued
Fallen Trees and Homeowners Insurance – Who Pays What?
If A Tree Falls… Fallen trees and large branches are a common cause of damage to a home and the source of many claims. Wind is not the only culprit, as the weight of snow and ice also cause branches to break and trees to split. However, not all damage caused by fallen trees is … Continued
Tips to Start Your Own Small Business in VA & NC
You may have spent years developing your skills and knowledge and are ready to start your own business to put your expertise and passion to good use. But starting your own business officially and independently—no matter the size—is quite a complicated process. From creating a solid plan to registering with the proper agencies and finding … Continued