Your last will and testament, aka your will, is a legal document that lays out how you want to distribute your assets and possessions after your death. If you die without a will, known as intestate, the distribution of assets, as well as the guardianship of any minor children, will be decided by a probate … Continued
Much of our lives have moved online, which makes it more important than ever to be cautious and look out for scams. When it comes to online shopping, banking, bill pay, charitable donations, and other online activities involving money, scammers will always be out there trying to trick you out of your hard-earned cash. Here’s … Continued
Holiday shopping season is around the corner, and this year, perhaps more than ever, creating a shopping and budget plan in advance can be key to curbing your spending during times of high inflation. As WRAL of Raleigh points out, “People are recalculating how much they can spend on gifts and spreading out their Christmas … Continued
You may have spent years developing your skills and knowledge and are ready to start your own business to put your expertise and passion to good use. But starting your own business officially and independently—no matter the size—is quite a complicated process. From creating a solid plan to registering with the proper agencies and finding … Continued
How secure are your online accounts? With cybersecurity attacks increasing each year, it’s a good time to brush up on your knowledge of password security to better protect yourself from hackers. Follow these tips for creating stronger passwords, changing them regularly, and keeping track of your unique login credentials across accounts. Best practices for … Continued
Installment plans have been around forever, but today’s iternation, known as Buy Now, Pay Later, is growing in popularity and platforms. With Apple entering the Buy Now, Pay Later (BNPL) market, and the number of consumers using BNPL predicted to grow to over 59 million this year, you may be wondering if BNPL is right … Continued
Like your blood pressure or cholesterol level, your credit score is a key indicator of your overall financial health. A good credit score can help you get an apartment, a job, or a new credit account. On the other hand, a low score can hold you back from achieving your personal and financial goals in … Continued
For many of us, our cell phones are within reach at almost every waking minute of the day. Our lives are centered around these small devices, whether we’re checking in on work emails, ordering groceries, or moving money around in our online banking app. But with so much of our personal information now being held … Continued
Whichever stage of life you’re in, you need an estate plan. It can be short and simple or longer and more complex, depending on your situation. Avoid making these four important estate planning mistakes: 1. Not having an estate plan This is the cardinal sin of the estate planning process. Not having an estate … Continued
Your home is likely the biggest financial investment that you will ever make in your lifetime, so why not get the most out of it that you can? With property prices at an all-time high, looking for ways to boost the value even further can see you making even more return on your investment. Almost … Continued