Your estate plan is a vital tool that ensures your wishes are honored and your loved ones are taken care of when you’re no longer able to do so. It’s generally advisable to review it every three to five years. However, life is full of changes and unexpected events. Changes in relationships, financial circumstances as … Continued
As a small, community-oriented business, fraud prevention and cybersecurity may not be at the forefront of your daily concerns. Unfortunately, this line of thinking may have made smaller companies increasingly susceptible to cybercrime. In fact, small businesses are now at the receiving end of 82% of ransomware attacks. In this post, we’ll offer a basic … Continued
Compound interest is one of those things that can either work in your favor (as with saving and investing) or hurt you (as with credit card debt and student loans). In this article, we’ll explain what compound interest is and how you can take advantage of it to grow your savings. What is compound … Continued
Whether you’re ready to get your first credit card, or have had problems managing credit cards in the past, this article will explain how to best use your credit card(s) to reap benefits, avoid high fees, and improve your credit score. Used strategically, a credit card can be a convenient financial tool that also helps … Continued
There are dozens of reasons why all small businesses, regardless of size or profits, may need to borrow money from time to time. From commercial real estate loans and equipment loans to lines of credit, financing can help you maintain cash reserves, prepare for future growth, and manage cash flow to not only keep your … Continued
The earlier you start teaching your children basic concepts of money management, the more effective those lessons can be, setting them up for lifelong benefits. But, in the hustle and bustle of raising children, it can be easy to overlook common but important everyday teaching opportunities. Showing your children the value of money and instilling … Continued
Cloud storage allows you to access files and data across multiple devices throughout your home, office, school, and on-the-go. Gone are the days when you had to save all of your work to a disc or external hard drive to transfer it to another device. Thanks to cloud technology it is now possible to flawlessly … Continued
With recent increases in mortgage rates, many homebuyers are taking extra time to carefully examine the wide variety of mortgage products out there to find the right choice or best value for their specific needs. In this post, we will discuss the ins and outs of the many home lending products we offer here at … Continued
Cyber-attacks on both personal and business digital devices continue to increase. We’re here to walk you through some of the most important cybersecurity trends to be aware of and how to keep your business protected. Phishing via emails and text messages These days, most businesses consider emails to be an essential part of their … Continued
Your last will and testament, aka your will, is a legal document that lays out how you want to distribute your assets and possessions after your death. If you die without a will, known as intestate, the distribution of assets, as well as the guardianship of any minor children, will be decided by a probate … Continued