Businesses must rely on technology to stay competitive and efficient. Unfortunately, that also makes you a target for digital fraud and cybersecurity breaches. It may be the biggest companies that make the news for data breaches, but small businesses are also targeted by scammers. However, small businesses don’t have the same resources as larger companies … Continued
Compound interest is one of those things that can either work in your favor (as with saving and investing) or hurt you (as with credit card debt and student loans). In this article, we’ll explain what compound interest is and how you can take advantage of it to grow your savings. What is compound … Continued
May 5, 2023 To Customers of American National, As a community bank CEO, my commitment has always been to regularly communicate with our customers, employees, and shareholders. They are the groups that make up our three-legged stool, all equally important to our success. I feel it is necessary to give you an update in light … Continued
There are dozens of reasons why all small businesses, regardless of size or profits, may need to borrow money from time to time. From commercial real estate loans and equipment loans to lines of credit, financing can help you maintain cash reserves, prepare for future growth, and manage cash flow to not only keep your … Continued
Cyber-attacks on both personal and business digital devices continue to increase. We’re here to walk you through some of the most important cybersecurity trends to be aware of and how to keep your business protected. Phishing via emails and text messages These days, most businesses consider emails to be an essential part of their … Continued
You may have spent years developing your skills and knowledge and are ready to start your own business to put your expertise and passion to good use. But starting your own business officially and independently—no matter the size—is quite a complicated process. From creating a solid plan to registering with the proper agencies and finding … Continued
Save Time & Gas with Mobile Deposit Whether you’re a personal or business customer, mobile deposit is a convenient and secure way to deposit funds into your account at any time and from anywhere! Download our app in order to unlock the benefits of mobile deposit. 1. Save Time Whether you’re taking the kids from … Continued
Whether your small business is your full-time job or you have a side hustle in addition to your primary job, the accounting side is never as much fun as coming up with ideas. Luckily, organizing your business finances doesn’t have to be stressful. With these financial tools for your small business or side hustle, you … Continued
With the coming drop in temperature, risk to business property of all types goes up. It is tempting to overlook the risks that low temperatures pose when in fact the amount of damage they can cause is much greater for a business than a typical home. Not only are buildings and their contents at risk, … Continued
PPP Loan Forgiveness Since the inception of the SBA Paycheck Protection Program (PPP), there has been a lot of communication from the Treasury with updates and ongoing clarification to the program. See a previous post on the program overview here. While the details related to the forgiveness portion may still be evolving, we encourage customers … Continued