In an ever-changing financial environment, having a well-structured long-term savings plan is essential for achieving significant financial goals. Whether you’re aiming to buy a house, add a vehicle to the garage, save for education, build retirement savings, enjoy a well-deserved vacation, or pursue other important goals, a long-term savings plan acts as a clear path … Continued
Your estate plan is a vital tool that ensures your wishes are honored and your loved ones are taken care of when you’re no longer able to do so. It’s generally advisable to review it every three to five years. However, life is full of changes and unexpected events. Changes in relationships, financial circumstances as … Continued
Compound interest is one of those things that can either work in your favor (as with saving and investing) or hurt you (as with credit card debt and student loans). In this article, we’ll explain what compound interest is and how you can take advantage of it to grow your savings. What is compound … Continued
Whether you’re ready to get your first credit card, or have had problems managing credit cards in the past, this article will explain how to best use your credit card(s) to reap benefits, avoid high fees, and improve your credit score. Used strategically, a credit card can be a convenient financial tool that also helps … Continued
The earlier you start teaching your children basic concepts of money management, the more effective those lessons can be, setting them up for lifelong benefits. But, in the hustle and bustle of raising children, it can be easy to overlook common but important everyday teaching opportunities. Showing your children the value of money and instilling … Continued
Your last will and testament, aka your will, is a legal document that lays out how you want to distribute your assets and possessions after your death. If you die without a will, known as intestate, the distribution of assets, as well as the guardianship of any minor children, will be decided by a probate … Continued
Holiday shopping season is around the corner, and this year, perhaps more than ever, creating a shopping and budget plan in advance can be key to curbing your spending during times of high inflation. As WRAL of Raleigh points out, “People are recalculating how much they can spend on gifts and spreading out their Christmas … Continued
Installment plans have been around forever, but today’s iternation, known as Buy Now, Pay Later, is growing in popularity and platforms. With Apple entering the Buy Now, Pay Later (BNPL) market, and the number of consumers using BNPL predicted to grow to over 59 million this year, you may be wondering if BNPL is right … Continued
Save Time & Gas with Mobile Deposit Whether you’re a personal or business customer, mobile deposit is a convenient and secure way to deposit funds into your account at any time and from anywhere! Download our app in order to unlock the benefits of mobile deposit. 1. Save Time Whether you’re taking the kids from … Continued
Like your blood pressure or cholesterol level, your credit score is a key indicator of your overall financial health. A good credit score can help you get an apartment, a job, or a new credit account. On the other hand, a low score can hold you back from achieving your personal and financial goals in … Continued