Your last will and testament, aka your will, is a legal document that lays out how you want to distribute your assets and possessions after your death. If you die without a will, known as intestate, the distribution of assets, as well as the guardianship of any minor children, will be decided by a probate … Continued
Holiday shopping season is around the corner, and this year, perhaps more than ever, creating a shopping and budget plan in advance can be key to curbing your spending during times of high inflation. As WRAL of Raleigh points out, “People are recalculating how much they can spend on gifts and spreading out their Christmas … Continued
Installment plans have been around forever, but today’s iternation, known as Buy Now, Pay Later, is growing in popularity and platforms. With Apple entering the Buy Now, Pay Later (BNPL) market, and the number of consumers using BNPL predicted to grow to over 59 million this year, you may be wondering if BNPL is right … Continued
Save Time & Gas with Mobile Deposit Whether you’re a personal or business customer, mobile deposit is a convenient and secure way to deposit funds into your account at any time and from anywhere! Download our app in order to unlock the benefits of mobile deposit. 1. Save Time Whether you’re taking the kids from … Continued
Like your blood pressure or cholesterol level, your credit score is a key indicator of your overall financial health. A good credit score can help you get an apartment, a job, or a new credit account. On the other hand, a low score can hold you back from achieving your personal and financial goals in … Continued
Whichever stage of life you’re in, you need an estate plan. It can be short and simple or longer and more complex, depending on your situation. Avoid making these four important estate planning mistakes: 1. Not having an estate plan This is the cardinal sin of the estate planning process. Not having an estate … Continued
Your home is likely the biggest financial investment that you will ever make in your lifetime, so why not get the most out of it that you can? With property prices at an all-time high, looking for ways to boost the value even further can see you making even more return on your investment. Almost … Continued
Whether you’re shopping for your first home or your next one, it’s important to establish a budget before you start looking. By the end of 2021, the median home price in the U.S. was just over $400,000. In Virginia it’s $348,835 and in North Carolina, $282,312. Of course, you may be looking at a budget … Continued
We’re Here For Your Financial Resolutions According to Fidelity’s Financial Resolutions survey, saving more money was the number one ranked 2022 resolution for respondents. There are many reasons why people want to save money. Some look forward to purchasing big ticket items such as a new car, a vacation, or even a down payment on … Continued
Having a baby changes every aspect of your life, including your finances. In this article, we share eight tips for successfully navigating your finances as a new parent. 1. Add your baby to your budget The Economic Policy Institute’s Family Budget Calculator is a neat tool for estimating community-specific costs for a variety … Continued