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What is Compounding Interest?

Compound interest is one of those things that can either work in your favor (as with saving and investing) or hurt you (as with credit card debt and student loans). In this article, we’ll explain what compound interest is and how you can take advantage of it to grow your savings.   What is compound … Continued

How to Use Your Credit Card Strategically

Whether you’re ready to get your first credit card, or have had problems managing credit cards in the past, this article will explain how to best use your credit card(s) to reap benefits, avoid high fees, and improve your credit score. Used strategically, a credit card can be a convenient financial tool that also helps … Continued

4 Financial Literacy Lessons to Teach Your Kids

The earlier you start teaching your children basic concepts of money management, the more effective those lessons can be, setting them up for lifelong benefits. But, in the hustle and bustle of raising children, it can be easy to overlook common but important everyday teaching opportunities. Showing your children the value of money and instilling … Continued

The Importance of Creating a Will

Your last will and testament, aka your will, is a legal document that lays out how you want to distribute your assets and possessions after your death. If you die without a will, known as intestate, the distribution of assets, as well as the guardianship of any minor children, will be decided by a probate … Continued

Creating a Holiday Gift-Giving Budget

Holiday shopping season is around the corner, and this year, perhaps more than ever, creating a shopping and budget plan in advance can be key to curbing your spending during times of high inflation. As WRAL of Raleigh points out, “People are recalculating how much they can spend on gifts and spreading out their Christmas … Continued

Everything You Need to Know About Buy Now, Pay Later

Installment plans have been around forever, but today’s iternation, known as Buy Now, Pay Later, is growing in popularity and platforms. With Apple entering the Buy Now, Pay Later (BNPL) market, and the number of consumers using BNPL predicted to grow to over 59 million this year, you may be wondering if BNPL is right … Continued

Top 5 Reasons To Use Mobile Deposit

Save Time & Gas with Mobile Deposit Whether you’re a personal or business customer, mobile deposit is a convenient and secure way to deposit funds into your account at any time and from anywhere! Download our app in order to unlock the benefits of mobile deposit. 1. Save Time Whether you’re taking the kids from … Continued

6 Tips To Improve Your Credit Score

Like your blood pressure or cholesterol level, your credit score is a key indicator of your overall financial health. A good credit score can help you get an apartment, a job, or a new credit account. On the other hand, a low score can hold you back from achieving your personal and financial goals in … Continued

4 Estate Planning Mistakes to Avoid

Whichever stage of life you’re in, you need an estate plan. It can be short and simple or longer and more complex, depending on your situation. Avoid making these four important estate planning mistakes:   1. Not having an estate plan This is the cardinal sin of the estate planning process. Not having an estate … Continued

6 Home Improvements With The Best ROI

Your home is likely the biggest financial investment that you will ever make in your lifetime, so why not get the most out of it that you can? With property prices at an all-time high, looking for ways to boost the value even further can see you making even more return on your investment. Almost … Continued