Save Time & Gas with Mobile Deposit
Whether you’re a personal or business customer, mobile deposit is a convenient and secure way to deposit funds into your account at any time and from anywhere! Download our app in order to unlock the benefits of mobile deposit.
1. Save Time
Whether you’re taking the kids from school to the soccer field, or have to find time between the grocery store run and your next meeting, no one wants to make that extra stop to the bank or ATM just to deposit a check. Thankfully, with mobile deposit, you don’t have to waste gas to get that money into your account. Just open your AMNB Mobile App, snap a picture of the check, and you’re done!
2. Deposit at Any Time
Many people don’t have the flexibility to get to the bank during business hours. With mobile deposit, you aren’t tethered to the constraints of banking when the branch is open. If you have a working smart phone and internet, you can deposit your checks anytime.
3. Deposit from Anywhere
Digital banking is all about convenience. Sometimes you’re not anywhere near and branch or ATM, but still need to deposit a check. With mobile deposit, you can get those funds into your account from anywhere in the world!
4. Get Your Money Quickly
AMNB mobile deposits are generally made available to you on the next business day following the deposit date. Business days are every Monday through Friday, excluding federal holidays. Note: Provisional credit is not granted for mobile deposits.
Also note: Once a check has been credited to your account, mark the check as “Electronically Presented.” In case the actual check is needed to resolve any claims and aid in the clearing and collection processes, you should retain the check for at least 60 calendar days after the date of the image transmission. After that 60-day period, you can properly dispose of the check.
5. Deposits are Secure
Worried about security? You should be – hackers and scammers run rampant with ever-changing ways to fraud people out of their money. Fortunately, depositing your checks through our mobile app is as secure as all of our other digital banking solutions. Plus, the image of your check is not stored in your phone’s photo album, so it won’t fall into the wrong hands.
Check out all of the other great digital banking solutions our AMNB Mobile App have to offer.